For when we were still without strength, in due time Christ died for the ungodly. Rom 5:6

One of the problems with insurance companies is most will not insure you if you have a pre-existing condition.
God knows already knows about your pre-existing condition – sin!
You were born with this condition – behold, I was brought forth in iniquity and in sin my mother conceived me. Ps 51:5
God knows it is terminal – for the wages of sin is death, Rom 6:23
Even knowing you have this pre-existing condition, Jesus died for you – paying the high price of curing you.
God, therefore, offers you assurance instead of insurance!